It is quite simple really. I am only spending money on the necessities. No luxuries over here unfortunately and I would hope that I never get into the habit of taking out loans to fund Christmas festivities like some people do.
I don’t want to be the one who cannot sustain myself after the holiday season has ended so more specifically for me:
- I am staying within my limits
- I am putting my credit card out of reach
- I will entertain myself at home
Yes, and I am sure that I can and will enjoy the holidays. I don’t know about you but I already have enough debt as it is due to my student loans so ain’t nobody got time or the luxury to add Christmas expenses 🙂
I know I’m not alone in this so best of luck to you!